Thomas Geater

I write The Typology Files to think in public about how financial-crime risk is actually assessed — and how it's changing as fraud gets faster and more synthetic.

I hold a BSc in Business Management with Finance from the University of Brighton (2019–2022), where the modules that stuck with me weren't the ones about how capital is raised or reported, but the ones about how it's abused — corporate governance, business law, and financial reporting all eventually come back to the same question: does what's on paper match what actually happened. That's the same question a KYC analyst asks about a customer file, and it's the one I find genuinely interesting rather than just necessary.

This site is where I've been building that interest into something closer to fluency — working through FATF frameworks, real typologies, and emerging risks like AI-enabled fraud in enough depth to write about them precisely, not just summarize them.